Major medical, built around DPCA
A health plan that starts with care.
Care+ Direct is a full employer health plan built on top of DPCA primary care. Your employees start with a care team that knows them. Care coordination handles what comes after. Planstin administers the plan.
Your plan pays the most for care that could have been prevented.
A member with uncontrolled blood pressure who has not seen anyone in two years is a claim waiting to happen. A member who reaches their care team on Tuesday is not.
The gap between those two is access. Traditional plan design puts a deductible in front of the cheapest care in the system, so people skip it, and the plan pays for the consequence later.
Care+ Direct removes the barrier at the front of the system and puts real coordination behind it.
Four things happen differently
01
Everyday care starts at DPCA.
Every employee on the plan has direct access to a DPCA care team. Primary care visits cost them nothing, and there is no deductible in front of a strep test.
02
Care coordination runs the next step.
When someone needs a specialist, imaging, or lab work, they do not navigate it alone. Care coordination arranges it before anything is scheduled.
03
Coordinated care costs your employees less.
Care arranged through coordination first is no cost to the member, with the deductible waived. Care that skips it goes through the deductible and coinsurance.
04
Planstin administers the plan.
Planstin is the third party administrator. Enrollment, cards, claims, and service run through them. DPCA is the primary care layer inside it.
A proposal built on your numbers.
Pricing is unique to each group. Send your census, and your current renewal if you have one, and you will get a proposal with real numbers in it, including the plan's summary of benefits and coverage. If the change does not make sense for your group, we will say so.
Who it's built for
01
Groups that want a full health plan.
Major medical for your team, with DPCA primary care at the center.
02
Self-insured, or considering it.
When the claims are your own, moving everyday care out of the claims stream shows up directly on your books.
03
Groups planning ahead of renewal.
The best time to look is three to four months before your renewal date, so there is plenty of time to compare.
Not looking for a full plan? Employer memberships start at $79 per employee per month.
Who administers this
Planstin is the third party administrator for Care+ Direct. They handle enrollment, member services, and claims administration. DPCA provides the primary care layer the plan is built on.
Pricing is quote only and unique to each group.
Let's look at your numbers.
Your census, and your current renewal if you have one. That is all a proposal needs. We will tell you what changes and what does not.